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clinic centre - retail finance provider UK

We’re tech-focused but relationship-driven. This means a lightning-fast process from initial application to receiving your funds.

Investing in Business Development

Our Business Loans
At a Glance

  • Commission paid on successful applications up to 2%
  • Unsecured business loans available from £5,000 up to £250,000
  • No early repayment fees
  • Dedicated account manager
  • Interest rates from 0.9 to 3.9%
  • Up to 48-month term
  • Payments possible within 24 hours
Revolutionary Business Finance

What can a Business Loan do for my Business?

Funding Falcon offers unsecured business loans from £5000 up to £250,000, and secured business loans over £250,000 through our carefully curated network of lenders.

Our revolutionary business loan platform allows for the development of SMEs through the provision of capital. The positive effects of this are substantial, and proven – but don’t just take our word for it, discover what a business loan could do for your business below;

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Receive Resources
Needed for Growth

Business loans are the easiest way for SMEs to obtain cash flow for growth or sustenance, allowing for access to a relatively large amount of capital suitable for a wide variety of uses, from purchase of assets, to investing in business development. There are a variety of loan types and lenders suited specifically to different needs, including start-up loans.

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Capital Without
Compromise

Business loans are the best way of obtaining capital without compromise. Unlike borrowing equity (in which businesses divulge shares), taking out a business loan through a financier such as Funding Falcon allows business owners to retain full control and management over their company, whilst benefiting from a capital injection.

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Tax-Deductible
Interest

The interest paid on a business loan is tax deductible, as it is classed as a business expense. This is particularly true in the case of fixed rate loans, in which the interest rates do not change throughout the loan term.

A Leading Business Loan Provider

Why Funding Falcon?

SME Finance
Specialists

SMEs are at the heart of what we do. We thrive on giving small to medium sized businesses the power to compete with retail titans, but understand that obtaining the resources necessary for this growth can be difficult. That’s why our cutting-edge platform can be tailored specifically to your needs, offering an abundance of finance services.

Tailored
Decisions

Our carefully curated panel of lenders who are experts in their field. They are highly experienced in presenting businesses with options tailored to suit their needs, and will ensure the funding plan you choose is right for your business. In addition to this, we provide each of our clients with a dedicated account manager.

Quick,
Easy Application

Our online application process is simply revolutionary. Apply online today, and you’ll be given a decision in principal within minutes. Your account manager will navigate you all the way through to payout.

Innovative UK Business Finance

Business Loans:
£5,000 To £500,000+

Introducing the UK’s first revenue-based finance product. You will receive an immediate capital lift in exchange for a small portion of future revenue at a fixed cost. No equity, just a percentage of your takings until your loan is repaid, allowing your business to grow organically.

We strive to provide best-in-class service, flexibility and choice across all of our services. All of our business loan options offer truly flexible features that will continue to support business growth for as long as your business requires.

We offer top-ups and repayment holidays, and there’s absolutely no penalty for early repayment. In fact, if you repay early you’ll only ever pay interest for the time you had the loan.

Every day we empower small businesses to grow by providing the finance they need to reach their potential.

Borrow £5,000 - £250,000

Grow your SME business at your own pace.

  • Borrow £5,000 to £250,000 for up to 48 months
  • 0.9% - 3.9% interest rates.
  • Unsecured and secured options available.
  • Receive funding in as little as 48 hours
  • Industry-leading flexibility, including penalty-free early repayments, top-ups
  • Repayment holidays
  • Ongoing support from a dedicated relationship manager

Borrow £250,000 - £500,000

Higher-value finance for established companies

  • High-value, secured business loans from £250,000 to £500,000.
  • 0.9% - 3.9% interest rates.
  • Secured against properties.
  • Receive funding in as little as 48 hours
  • Industry-leading flexibility, including penalty-free early repayments, top-ups
  • Repayment holidays
  • Ongoing support and consultation from our senior management to help you achieve your funding goals

Hassle-Free Business Loans

Get Funded In 3 Simple Steps

We Keep It Simple

The finance application takes a few minutes, and you will receive an initial decision within minutes, it’s as easy as….

1 Apply Online

It takes a few minutes to apply and receive an initial decision in minutes and a decision in principle within 24 hours.

2 Chat To Us

A dedicated relationship manager will be in touch and take you through a bespoke proposal customised to meet your needs

3 Receive Funding

After signing your financing agreement, your funding will be sent within hours

Boost Business Funds

Innovative UK finance, introducing the UK’s first revenue-based finance product.

Revenue Based Finance

Organic Business Growth

We have come up with a solution for the SME’s of the UK. With our revolutionary finance platform, we make it easy for business owners to obtain funding.

We thrive on helping the little guy grow, and compete with the industry leaders, it is after all why we’re all in business isn’t it? To serve our own communities, and help independent businesses flourish!

Business Loans

Frequently Asked Questions

What is a business loan?

Business loans give SME business owners the resources needed to sustain or continue the growth of their company. These loans are a source of finance, often used to make substantial purchases, or cover increases in outgoings, such as the renting of new premises, or the hiring of additional staff.

There are a range of business loans available on the market. Funding Falcon are currently able to offer unsecured loans from £5000 up to £250,000, and secured loans over £250,000. The amount a business is able to borrow will depend on factors such as average annual turnover.

What are the differences between a secured and unsecured loan?

A secured loan generally requires collateral, also called security. Collateral is generally defined as property with a value comparable to that of the loan value. In the event of continued payment default, the property will be repossessed and sold in order to cover what is owed to the lender. Secured loans generally allow for the borrowing of more substantial amounts of money than unsecured loans.

An unsecured loan, in contrast a secured loan, does not require collateral or security, meaning there is no risk of losing property in the event of defaulting repayments. In addition to this, the approval process is generally faster than that of secured loans. The primary drawback to unsecured loans is their high liability – meaning those taking out unsecured loans generally face restrictions regarding loan amount, and repayment periods.

Funding Falcon offers unsecured loans with the requirement of a personal guarantee between £5000 and £250,000, and secured loans of £250,000 and above.

How much can I borrow with a business loan?

The amount of money a business can borrow depends on multiple factors relating to the business, the type of loan required, and the term of the loan. The amount the loan provider is able to offer overall may also influence this.

What can a business loan be used for?

A business finance is generally used to grow, or sustain a small to medium sized business (SME). A loan can be used to grow or sustain a business through the purchase of assets, or investing in business development. Businesses often use loans to hire new staff, acquire or rent new or additional premises, or to purchase assets. There are a variety of loan types and lenders suited specifically to different needs, including start-up loans, secured and unsecured.

What are the alternatives to business loans?

Though business loans are an excellent way to grow or maintain a business, they may not be suited to everyone. There are many alternative forms of financing available, especially to small businesses meeting specific requirements, including government funding and grants. In addition to this, organisations such as the Prince’s Trust, and CFDIs. Further alternatives include involving investors in the form of angel investments, or venture capital.

Who can apply for business loans?

There are a number of business loans, each suited to very specific needs. Generally, each type of business loan will come with set guidelines for applicants, the most general of these being that the business director or applicant must be over the age of 18. A good credit rating is generally appreciated. Some finance providers will stipulate a minimum average monthly or annual turnover annual turnover.

Are business loans tax deductible?

The interest paid on a business loan is tax deductible, meaning the amount of interest paid on the loan over a year may be deducted from an end of year tax bill. The reason for this is that business loans and finance may be classified as a business expense.

Can I get a business loan with bad credit?

Credit lenders often have loan packages designed specifically for business owners with bad credit, or, may alter existing packages. This can be incredibly advantageous, and can allow for the purchase of much needed assets, of the payment of new overheads. The downside of this is that as a borrower, a business owner with bad credit will be considered high risk by lenders, meaning restrictions may be applied to the loan – specifically how much may be borrowed, and the loan period.

How long does a small business loan last?

The length of a loan (specified in the repayment terms) depends entirely on the type of loan chosen, and the specifics of said loan. The repayment terms of a business loan may also be influenced by the amount of money borrowed, and the rate of repayment.

Business loans are often labelled as short, medium or long term. For further information on loan terms, feel free to contact us.

How do I get a business loan?

At Funding Falcon, we have made the process of applying for a business loan easy. You can apply online for both unsecured and secured business loans on our website, which takes only a few minutes. Better yet, you can get an initial decision on your business loan just as quickly!

Firstly, click on the appropriate “Apply Now” buttons and fill in our form. This takes only minutes, and results in an initial decision, also within minutes. We’ll get back to you with a decision in principle within a 24 hour time frame.

Next, one of our expert managers will contact you to discuss your proposal, tailor made to your business and your requirements. After this we’ll put your financing agreement to you. Once signed and approved, your funding will be sent to you within a few hours.

It’s as simple as that!

What are business loans interest rates?

Business loans interest rates are the percentages of the amount you are borrowing that you are charged on top of the loan amount. For both our secured and unsecured business loans, we charge interest rates ranging from 0.9% to 3.9%, which will be made clear to you during your application.

There are several factors that affect the interest rate you will be offered for your business loan. Depending on the type of loan you are applying for, these can include your business’ credit history, duration of operation, available collateral, turnover, industry and more.

What is a secured business loan?

A secured business loan is a loan to a business that is secured against valuable collateral. These can include assets and items (such as commercial property, vehicles, and machinery to name but a few) that are the property of your business. At Funding Falcon, we typically secure loans against property.

Secured business loans are typically employed as high-value loans for well-established organisations. Funding Falcon’s secured business loans range from £250,000 to £500,000 and operate with 0.9% to 3.9% interest rates. We offer flexibility, such as early repayment with no charges, repayment holidays, and top-ups. You’ll also receive continual support and counsel from our senior management team.

What are unsecured business loans?

Unsecured business loans are essentially the opposite of secured business loans. They are loans offered to businesses that are not secured against any of your business’ assets. This makes them an attractive method by which SMEs and newer businesses can boost their total available capital and invest in their future.

The value of unsecured business loans are typically lower than their secured counterparts. At Funding Falcon we offer unsecured business loans ranging from £5,000 to £250,000, with interest rates ranging from 0.9% to 3.9%, subject to status. You can receive your funding in as little as 48 hours, and benefit from penalty-free early repayments, top-ups, repayment holidays and continual support from your own, dedicated relationship manager.

How do I apply for an SME loan?

If you’re looking for an SME loan, then look no further! You can easily apply on our website at any of the “Apply Now” buttons to get an initial decision in minutes, and a decision in principle within 24 hours. You could receive funding in as little as 48 hours.

After applying online, one of our relationship management team will be in touch to discuss your loan proposal with you. This is bespoke to your business and tailored around your business and your requirements. Once the financing agreement is signed, you will be sent your SME funding within hours.

Funding Falcon are here to help answer any burning questions you may have about Retail Finance. If you can’t find the answers you’re looking for in our FAQ section, feel free to contact us.

We Are Here To Help

What Our Clients Say About Us

  • Couldn't recommend Funding Falcon highly enough. Having little to no experience with dealing with retail finance, the customer service was incredible. Amy explained the whole process and made the whole process a pleasure and so straightforward .Questions were always answered promptly and the whole team had a wealth of knowledge. There was a longer than usual wait during the approval process (not Funding Falcons fault) My account manager Paul kept me up to date the whole time and ensured things were chased up with the FCA.Once approval was granted, he arranged a call the next day and a walkthrough of the portal. Again customer service was 10/10 and made the whole process so simple.If you're considering retail finance for your business, I couldn't recommend Funding Falcon more highly. Professional, informative and more importantly the product itself has opened up a whole new customer base.
    New Image Europe
    Trust Pilot Review
  • Paul was extremely informative and helpful. I know I have the ongoing support and feel I’m good hands. Really nice friendly guy.
    VELO E-Mopeds
    Trust Pilot Review
  • A highly professional and friendly service throughout. Making a decision like this is no small matter, therefore the clear and helpful information provided made the choice easier.
  • One phone call and a visit has given us the ability to pay off our existing mortgage along with extra cash to spend on home improvements. There was no pressure. they arranged everything and took the stress away by making things clear and giving us the ability to make the right choice.
  • Could not have been any easier! Very clear and simple process for retailer and consumer.
    The Packhouse
    Trust Pilot Review
  • Great process from the initial enquiry through to being set up and ready to offer finance through Funding Falcon. The team there has been so friendly and helpful. This is a huge asset to offer as a business, and it being easy to use makes it so much more worthwhile.
    Mon Training Centre
    Trust Pilot Review
Here to help

For more info, or if you have any questions, feel free to contact us

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Unit 5, Buggle Business Centre,
85 Dales Road,
Ipswich, Suffolk,
IP1 4JR

Monday - Friday: 9.30AM - 5PM

Saturday: 10.30AM - 3PM

Sunday: Closed

Drop us a line, and we’ll get in touch with you to discuss how we can help your business get EXTRA customers, EXTRA sales, and EXTRA cashflow.

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