Flexible Business Loans Tailored For You
Funding Falcon’s business loan service gives SMEs the resources needed to sustain or continue their growth. A capital injection can be crucial to the development of a business, with loans commonly being used by SMEs to attain critical assets, or cover increases in outgoings.
Funding Falcon’s revolutionary business lending platform currently offers unsecured loans from £5000 up to £250,000, and secured loans over £250,000 through our carefully curated network of lenders. Our extensive experience with SMEs means we’ll be able to source the most suitable loan for your business and needs. Contact us today to discover what a loan could do for your business, or to get a quote from one of our friendly business loan specialists.
Revolutionary Business Finance
What can a Business Loan do for my Business?
Needed for Growth
Business loans are the easiest way for SMEs to obtain cash flow for growth or sustenance, allowing for access to a relatively large amount of capital suitable for a wide variety of uses, from purchase of assets, to investing in business development. There are a variety of loan types and lenders suited specifically to different needs, including start-up loans, and asset financing.
Business loans are the best way of obtaining capital without compromise. Unlike borrowing equity (in which businesses divulge shares), taking out a business loan through a financier such as Funding Falcon allows business owners to retain full control and management over their company, whilst benefiting from a capital injection.
The interest paid on a business loan is tax deductible, as it is classed as a business expense. This is particularly true in the case of fixed rate loans, in which the interest rates do not change throughout the loan term.
A Leading Business Loan Provider
Why Funding Falcon?
SMEs are at the heart of what we do. We thrive on giving small to medium sized businesses the power to compete with retail titans, but understand that obtaining the resources necessary for this growth can be difficult. That’s why our cutting-edge platform can be tailored specifically to your needs, offering an abundance of finance services.
Our carefully curated panel of lenders who are experts in their field. They are highly experienced in presenting businesses with options tailored to suit their needs, and will ensure the funding plan you choose is right for your business. In addition to this, we provide each of our clients with a dedicated account manager.
Innovative UK Business Finance
£5,000 To £500,000+
Introducing the UK’s first revenue-based finance product. You will receive an immediate capital lift in exchange for a small portion of future revenue at a fixed cost. No equity, just a percentage of your takings until your loan is repaid, allowing your business to grow organically.
We strive to provide best-in-class service, flexibility and choice across all of our services. All of our business loan options offer truly flexible features that will continue to support business growth for as long as your business requires.
We offer top-ups and repayment holidays, and there’s absolutely no penalty for early repayment. In fact, if you repay early you’ll only ever pay interest for the time you had the loan.
Every day we empower small businesses to grow by providing the finance they need to reach their potential.
Borrow Up To £500,000
Grow your SME business at your own pace.
- Borrow £5,000 to £500,000 for up to 48 months
- Unsecured and secured borrowing options
- Receive funding in as little as 48 hours
- Industry-leading flexibility, including penalty-free early repayments, top-ups
- Repayment holidays
- Ongoing support from a dedicated relationship manager
Higher-value finance for established companies
- High-value loans from £500,000 to £1,000,000+
- Bespoke funding options, tailored to the specific needs of your business
- Exclusive access to a network of partners and investors, who are looking to fund businesses like yours
- Ongoing support and consultation from our senior management to help you achieve your funding goals
Hassle-Free Business Loans
Get Funded In 3 Simple Steps
We Keep It Simple
The finance application takes a few minutes, and you will receive a decision within minutes, it’s as easy as….
1 Apply Online
It takes a few minutes to apply and receive a decision in principle.
2 Chat To Us
A dedicated relationship manager will be in touch and take you through a bespoke proposal customised to meet your needs
3 Receive Funding
After signing your financing agreement, your funding will be sent within hours
Frequently Asked Questions
What is a business loan?
Business loans give SME business owners the resources needed to sustain or continue the growth of their company. These loans are a source of finance, often used to make substantial purchases, or cover increases in outgoings, such as the renting of new premises, or the hiring of additional staff.
There are a range of business loans available on the market. Funding Falcon are currently able to offer unsecured loans from £5000 up to £250,000, and secured loans over £250,000. The amount a business is able to borrow will depend on factors such as average annual turnover.
What are the differences between a secured and unsecured loan?
A secured loan generally requires collateral, also called security. Collateral is generally defined as property with a value comparable to that of the loan value. In the event of continued payment default, the property will be repossessed and sold in order to cover what is owed to the lender. Secured loans generally allow for the borrowing of more substantial amounts of money than unsecured loans.
An unsecured loan, in contrast a secured loan, does not require collateral or security, meaning there is no risk of losing property in the event of defaulting repayments. In addition to this, the approval process is generally faster than that of secured loans. The primary drawback to unsecured loans is their high liability – meaning those taking out unsecured loans generally face restrictions regarding loan amount, and repayment periods.
Funding Falcon offers unsecured loans with the requirement of a personal guarantee between £5000 and £250,000, and secured loans of £250,000 and above.
How much can I borrow with a business loan?
The amount of money a business can borrow depends on multiple factors relating to the business, the type of loan required, and the term of the loan. The amount the loan provider is able to offer overall may also influence this.
What can a business loan be used for?
A business finance is generally used to grow, or sustain a small to medium sized business (SME). A loan can be used to grow or sustain a business through the purchase of assets, or investing in business development. Businesses often use loans to hire new staff, acquire or rent new or additional premises, or to purchase assets. There are a variety of loan types and lenders suited specifically to different needs, including start-up loans, and asset financing.
What are the alternatives to business loans?
Though business loans are an excellent way to grow or maintain a business, they may not be suited to everyone. There are many alternative forms of financing available, especially to small businesses meeting specific requirements, including government funding and grants. In addition to this, organisations such as the Prince’s Trust, and CFDIs. Further alternatives include involving investors in the form of angel investments, or venture capital.
Who can apply for business loans?
There are a number of business loans, each suited to very specific needs. Generally, each type of business loan will come with set guidelines for applicants, the most general of these being that the business director or applicant must be over the age of 18. A good credit rating is generally appreciated. Some finance providers will stipulate a minimum average monthly or annual turnover annual turnover– although, with Funding Falcon, this is not a requirement.
Are business loans tax deductible?
The interest paid on a business loan is tax deductible, meaning the amount of interest paid on the loan over a year may be deducted from an end of year tax bill. The reason for this is that business loans and finance may be classified as a business expense.
Can I get a business loan with bad credit?
Credit lenders often have loan packages designed specifically for business owners with bad credit, or, may alter existing packages. This can be incredibly advantageous, and can allow for the purchase of much needed assets, of the payment of new overheads. The downside of this is that as a borrower, a business owner with bad credit will be considered high risk by lenders, meaning restrictions may be applied to the loan – specifically how much may be borrowed, and the loan period.
How long does a small business loan last?
The length of a loan (specified in the repayment terms) depends entirely on the type of loan chosen, and the specifics of said loan. The repayment terms of a business loan may also be influenced by the amount of money borrowed, and the rate of repayment.
Business loans are often labelled as short, medium or long term. For further information on loan terms, feel free to contact us.
Funding Falcon are here to help answer any burning questions you may have about Retail Finance. If you can’t find the answers you’re looking for in our FAQ section, feel free to contact us.
We have been using this for few weeks but everything is going well so far.The staff is helpful. I can reach someone whenever I want and they help me for any issue.
We have started cooperation with the company couple of weeks ago and were amazed by the way how they handling the whole process and all our enquiries. We received prompt responses on each email or phone call with clear explanation and support. The training "how to use portal" has been given by Paul Clark today, was very useful, knowledgeable and professional, which gives us hope for a brighter future and long term relationship.
The Funding Falcon team have been extremely professional and helpful throughout our time with them so far I would definitely recommend to a friend.
Very easy and efficient set up with a friendly team happy to discuss anything. Highly recommended.
Here to help
For more info, or if you have any questions, feel free to contact us
3,4 & 8 Buggle Business Centre, Ipswich, IP1 4JR
Monday - Friday: 9.30AM - 5PM
Saturday: 10.30AM - 3PM
Drop us a line, and we’ll get in touch with you to discuss how we can help your business get EXTRA customers, EXTRA sales, and EXTRA cashflow.