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There’s no limit to who will benefit from offering instant and affordable point of sale finance to their customers.

Funding Falcon Retail Finance

Our Retail Finance
at a Glance

  • 95% approval rate
  • Charged per annum
  • 45-second finance decision
  • Dedicated account manager
  • Same day payouts
  • Comprehensive software
  • FCA registration and compliance included
  • Retail finance no minimum turnover
Revolutionary Retail Finance

What can Retail Finance do for my Business?

Through Funding Falcon membership, you can offer finance to customers on any goods or services over £500 up to £35,000.

Our revolutionary retail finance platform allows your business to secure tomorrow’s sale, today, whilst going head-to-head with retail giants, amongst a long list of benefits. The positive effects of this are substantial, and proven – but don’t just take our word for it, discover what retail finance can do for your business below;

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Boost Sales

Offering flexible payment at the point of sale (POS) makes purchasing more accessible to customers of all demographics – whether they are looking to purchase a big-ticket item, or manage their outgoings – increasing the probability of a sale. Research conducted by Forrester confirms this, concluding that offering POS retail finance boosts sales by 17% in average.

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Increase Average Purchase Value

Funding Falcon’s retail finance service makes large purchases manageable - meaning items or services previously thought by the customer to be unobtainable can be brought within reach. This naturally increases average order value, or AOV. According to Forrester, retail finance can account for a 15% increase in AOV.

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Secure and Expand Customer Base

The option of Retail Finance at the point of sale significantly improves the customer experience – allowing your business to retain clients, and build loyal relationships for years to come. In addition to this, offering retail finance can make products or services accessible to previously excluded demographics, resulting in a significant growth in potential customer base.

A Leading Credit Provider

Why Funding Falcon?

Accessible Finance
for Businesses and Customers

Our retail finance service was designed with accessibility in mind. We believe that no business should be exempt from offering finance – which is why we’ve partnered with over 20 leading lenders offering retail finance with no minimum turnover requirement. Our extensive network of loan providers allows Funding Falcon to find the right loan for every customer, across the credit history spectrum, resulting in huge increases in sales, and AOV.

SME Finance
Specialists

SMEs are at the heart of what we do. We thrive on giving small to medium sized businesses the power to compete with retail titans, but understand that obtaining the resources necessary for this growth can be difficult. That’s why our cutting-edge platform can be tailored specifically to your needs, offering an abundance of retail finance services, each with no minimum turnover requirement.

Step by Step

Credit made Simple

Retail finance has never been simpler. Our revolutionary application and approval process takes only a few minutes to complete, with the customer receiving a decision within 45 seconds of form submission.

We Keep It Simple

The finance application takes a few minutes, and your customer will receive a decision within 45 seconds, it’s as easy as….

1 Log In

As a member, you’ll have access to your very own finance portal.

2 Apply

Open our retail finance form, and input the customer’s details.

3 Decision

Our panel of lenders will offer suitable loans, and send these to the customer with next steps by email.

We update our systems and lenders regularly, to make sure you have the very best service and lending option at all times.

No Hidden Costs

Transparent Pricing

We’re different to other retail finance providers on the market. Here at Funding Falcon, we take pride in our honest pricing policy. Our retail finance memberships are tiered, with different options to suit your business’ needs. These memberships are charged per annum, meaning we will never charge your business a percentage of individual sales. 

The benefits of our comprehensive platform don’t end there – Funding Falcon also offer same day pay-outs, and dedicated account managers.

Bespoke Finance Solutions

Our Retail Package Calculator

Funding Falcon’s retail finance service is tailored to the needs of SMEs, offering credit from £500 to £35,000 over repayment periods of 6 to 60 months, with no minimum turnover requirement. Our pricing calculator can help you discover which of our packages suits you best.

Tailor-Made Retail Finance

Helping many Industries with Retail Finance

Below are just a few of the sectors Funding Falcon provide Retail Finance services to. If your sector isn’t on the list, feel free to contact us! Our advisors will be happy to discuss how to optimise retail finance for your business.

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Lifestyle

Portrait Photography, Wedding Dresses, Jewellery, Watches, Designer Clothes and Accessories, Art & Antiques

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Home Renovations

Alarms/CCTV systems, Solar Panels, Kitchens/Bathrooms, Conservatories, Windows/Doors/Shutters, Damp Proofing

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Outdoor Living

Hot Tubs/Spas, Furniture/Equipment, Garden Buildings (office, sheds, etc.), BBQs, Water Features

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Hair & Beauty

Hair Extensions, Hairdressing Courses, Makeup Courses, Nail Education Courses

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Medical Procedures

Cosmetic Surgery, Laser & Skin treatment, Non-Surgical Solutions

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Training

Vocational Training, Trades Training Courses, CV Enhancement, HGV/LGV Training

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Technology

Consumer Electronics, Appliances, Custom Computers & Hardware, Cameras, Computers, Audio Visual

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Indoor Living

Soft Furnishings, Curtains & Blinds, Flooring, Furniture, Beds, Sofas, Appliances

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Sport & Leisure

Season & Event tickets, Airguns/Guns, Camping/Caravans, Fishing, Equestrian, D.J Equipment, Musical Instruments

Retail Finance Member Packages

Our Package Pricing

We pride ourselves on our commitment to transparent pricing, and our revolutionary membership billing format. Funding Falcon offers membership tiers suited to a variety of businesses and service providers of all sizes, charged per annum. This means we’ll never take a cut of individual sales. Take a look at our three membership options below, or, use our price calculator to receive a quote tailored to your enterprise.

Basic

£900 / P.A +VAT
  • FCA Registration
  • Finance from £500 to £35,000
  • 24/7 Portal to process and manage applications
  • One user account
  • Ongoing support

Pro

£1200 / P.A +VAT
  • FCA Registration
  • Finance from £500 to £35,000
  • 24/7 Portal to process and manage applications
  • Finance application plugin
  • Up to 3 user accounts
  • Ongoing Support
  • Marketing Material

Team

£1950 / P.A +VAT
  • FCA Registration
  • Finance from £500 to £35,000
  • 24/7 Portal to process and manage applications
  • Finance application plugin
  • Up to 6 user accounts
  • Ongoing Support
  • Marketing Material
  • Your Own Branding
Retail Finance

Frequently Asked Questions

Funding Falcon are here to help answer any burning questions you may have about Retail Finance. If you can’t find the answers you’re looking for in our FAQ section, feel free to contact us.

What is Retail Finance?

Retail finance offers credit to the customer at the point of sale. Retail credit allows for the purchase of goods or services, whilst spreading repayments through instalments across select time periods, such as 6, 12, or 60 months. Whilst traditional transactional methods force the customer to seek external financing methods when buying an item using credit, retail finance allows companies to keep things internal, by offering applications and credit via partners such as Funding Falcon.

Retail finance, or retail credit, can be applied to many methods, with the most commonly used in the UK being as follows;
· 0% finance
· Bullet loans
· Buy Now, Pay Later
· Finance with Applied Interest

Retail finance is a great sales driver, as it makes retail more accessible than ever to the customer. Offering credit in this form at POS increases big ticket purchases without necessitating price alterations.

Which sectors are suitable for retail finance?

Retail finance can provide a substantial boost to sales across many sectors. It is not particularly suited to one sector more than another, and is used widely throughout the UK by businesses offering jewellery and fashion, consumer electronics, luxury goods, home improvement, electronics and appliances, medical procedures, and vehicles, just to name a few.

How can I offer credit to customers?

Companies wishing to offer their customers finance or credit can either administer loans independently, or partner with a third-party financing firm, such as Funding Falcon, to manage applications and credit on their behalf.

Offering retail finance, or retail credit at the point of sale can be the difference between a big-ticket purchase, and the loss of a customer. Once partnered with a retail finance provider, credit can be offered at the point of sale via an easy-to-use application system. This is most commonly completed on a tablet computer when offered in store.

Funding falcon usually returns a decision regarding applications within 45 seconds.

What are the benefits of offering retail finance to customers?

Retail finance has a long list of benefits for businesses of all sizes. Listed below are just a few;

· Increases in sales and average spend - on average finance can increase sales by 40% and average spend by 200%

· Extra cash flow - By giving your customers a way to pay, you are securing your sale, and driving your cash-flow upwards.

· More customers - 72% of the East of England use consumer credit as purchasing power.

Credit makes retail more accessible to customers, and is hugely beneficial to both the company, and the consumer.

Is there a minimum turnover for retail finance?

Retail finance providers often have a minimum turnover requirement for partners. This, however, is not the case with Funding Falcon. With us, there’s no minimum turnover, no minimum years of trading and no waiting list. To find out more, take a look at our membership tiers today, or get in contact – one of our finance specialists will be happy to assist you.

Will retail finance affect my business’ cash flow?

With Funding Falcon, there’s no need to worry about cash flow. Any purchases made with retail finance with us are paid in full to the customer, who will then pay the retailer or business. The customer answers to the lending company, meaning providing retail finance through funding falcon is risk-free.

Do I need FCA authorisation to provide point-of-sale finance?

All of Funding Falcon’s products are regulated, meaning an FCA licence is required in order to access our lending network. If you wish to work with us and do not have an FCA licence, your business will be registered under our licence as an IAR, or introducer appointed representative. This process will take between 10 and 20 days.

How much does it cost?

Our packages start from £900+VAT annually. Check out our pricing page for a full range of annual prices or call our offices for multi-year deals.

Do you take care of the FCA licence?

Yes, we do take care of the FCA licence for you. As well as submit documents and reports to the FCA.

What's the APR?

The APR starts from 3% and the overall result will depend on the customers own personal circumstances, credit history and affordability checks.

What's an IAR?

Your company will become an Introducer Appointed Representative (IAR) of our licence, this means that you will be authorised and regulated by the FCA, whilst you are under our membership. If and when your membership with us draws to an end, you will no longer hold any type of licence with the FCA. You must obtain an IAR with us even if you already have an existing IAR with another finance company. You will be exempt from needing this licence should you hold a consumer credit licence.

Do we need a minimal turnover/trading time?

You do not need a minimal turnover amount or trading time, we understand that each business has its own purpose and end goals therefore we do not determine which companies we work with by either of these. Call one of the team today to see if we can work with you.

Are there any additional costs?

We charge only an annual or multi year fee. Other than this we DO NOT charge any additional costs to any of our members.

Can my customers apply online?

Depending on which package you decide to go for we will provide the option to process applications online.

Do you offer 0%/Buy now pay later?

Unfortunately, this isn’t something we offer. We do have a range of financing available including; Commercial lending, unsecured, secured and guarantor lending - which is all interest bearing.

Will we have access to updates?

Indeed, you will have access to updates, via the online portal. You will be given both access and training for this as part of the final stages of your membership process.

Do you pay us or the customer?

We pay the customer directly, this is the easiest and most hassle free way to use finance! It means that you bill the customer and they pay you in a lump sum amount directly, like a cash buying customer would. There’s less hassle and worry too - as any missed payments or defaults of any kind won’t fall back on you, but instead are between the lender and the customer.

We Are Here To Help

What Our Clients Say About Us

  • We have been using this for few weeks but everything is going well so far.The staff is helpful. I can reach someone whenever I want and they help me for any issue.
    Ece Gunay
    Trust Pilot Review
  • We have started cooperation with the company couple of weeks ago and were amazed by the way how they handling the whole process and all our enquiries. We received prompt responses on each email or phone call with clear explanation and support. The training "how to use portal" has been given by Paul Clark today, was very useful, knowledgeable and professional, which gives us hope for a brighter future and long term relationship.
    London Waterloo Academy
    Trust Pilot Review
  • The Funding Falcon team have been extremely professional and helpful throughout our time with them so far I would definitely recommend to a friend.
    Dora Ife
    Trust Pilot Review
  • Very easy and efficient set up with a friendly team happy to discuss anything. Highly recommended.
    Kathy Annadale
    Trust Pilot Review
Here to help

For more info, or if you have any questions, feel free to contact us

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3,4 & 8 Buggle Business Centre, Ipswich, IP1 4JR

Monday - Friday: 9.30AM - 5PM

Saturday: 10.30AM - 3PM

Sunday: Closed

Drop us a line, and we’ll get in touch with you to discuss how we can help your business get EXTRA customers, EXTRA sales, and EXTRA cashflow.

Contact Us
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